WCI Employer’s Choice

WCI is a licensed insurance agency, providing cost effective alternatives to funding health benefits, life, dental and short and long term disability insurance.

The WCI Captive Program is a very innovative approach to funding health care benefits.  This program marries the best of a fully insured method (minimal administration and pre-set monthly spending allocations) with the best of self insured benefits, (cost containment, data transparency, plan design flexibility, and cash flow advantages).  Interested employers should explore and understand the benefits of two common risk management approaches: self funded benefit plans and group captives.  This program is designed for medium sized organizations that understand the connection and value of improving employee health to lowering the cost of funding their health plan.

Transparency of health related data is paramount to developing programs that will drive improvement through better utilization of services and wellness initiatives that will create employee behavioral change, if an organization wants to achieve a sustainable cost difference to the national trend.

For a pre-qualification discussion to joining the WCI Captive Program, contact the WCI office at 800.621.2685.